The courts in U.AE started taking cases from individuals under the new law from this month. The insolvency law includes civilians who are not merchants whose financial difficulties have prevented them from paying their debts and discharging their financial receivables – the insolvency law has set out clear and easy-to-apply rules for collecting bad debts and rehabilitating the financial position of the debtor
Step 1 - Approach the court
You need to raise the case with a court in the UAE.
Step 2 - Prepare the documents
You would need to provide the following documents as part of your application:
- A memorandum containing a brief description of the Debtor’s financial position and any data relating to his sources of income, both inside or outside the State, his professional, vocational or craft status, as the case may be, and his liquidity projections and sources thereof within a period of twelve (12) months following the submission of the application.
- A statement of the names and addresses of creditors whose debts are not paid or are not expected to be paid by the Debtor, the amount of each debt, the dates of maturity thereof and the securities provided to the creditors, if any.
- A detailed statement of the Debtor's movable and immovable property inside and outside the State and the approximate value of each on the date of submission of the application.
- A statement of any legal or judicial proceedings or actions taken against the Debtor.
- A statement by the Debtor that he is facing current or anticipated financial difficulties and that he is unable or is expected not to be able to pay all of his debts, whether due at the time of submission of the application or in the future.
- The fund necessary to support the Debtor, his family and any dependents thereof.
- The Debtor’s proposals to settle his financial obligations.
- The Debtor’s nomination of an Expert to undertake the proceedings in accordance with the provisions of this Decree-Law.
- A statement of the disclosure of financial transfers outside the State that took place during the last twelve (12) months.
- Any other documents supporting the application or requested by the Court.
According to the law, "If the Debtor is unable to provide any of the documents or data required in accordance with the provisions of Article (3) of this Decree-Law, he shall state the reasons therefor in his application. If the Court deems that the documents submitted are not sufficient to decide on the application, it may grant the debtor a time-limit for the submission of any additional data or documents."
Step 3 - Payment of Fees and Expenses
The exact amount of fees is specified by the court, after assessing the expertise fees and fees of the judicial proceedings. If the debtor is not in a position to make the payment immediately, the law has provisions for delaying the payment.
Step 4 - Measures to preserve debtor's funds
The Court may decide to take the necessary measures to preserve the Debtor's Funds while the case is being processed.
Step 5 - Court decides on the application
Within five days of the application being submitted to the court, the court will decide on whether it will accept the application or not. If the application is accepted to settle the individual's financial obligations.
If the court rejects the application, the individual can take the application to the Court of Appeal. The decision issued in the appeal shall be considered final.
Step 6 - Assigning an expert
The court will then assign an expert, or experts, to the case. The specific regulations related to the selection and assigning of the expert are stated in Article 8 of the law.
Step 7 - Creditors submit their documents
Next, the creditors would need to hand over their debt documents to the expert, along with the necessary statements and collaterals.
Step 10 - Expert completes his report
In 20 days, unless the court grants an extension, the expert will submit a detailed report, clearly laying down the dues and the details provided in the documents of the debtor and creditors.
Step 11 - Court audits the report
The court will then audit the report and if it deems necessary will instruct the expert to create a payment plan to settle the financial obligations of the debtor.
What are the cases in which the application can get rejected?
According to the law, these are the conditions that can lead to the rejection of the application
1- If it is established to the Court that the Debtor has carried out any action or refrained therefrom with a view to concealing or destroying any part of its funds.
2- If the Debtor has provided false statements on his debts, rights or funds.
3- If the Debtor has ceased to pay any of his debts on the maturity date thereof for more than fifty (50) consecutive working days, as a result of his inability to pay such debts.
Step 12 - Preparing the repayment plan
Articles 13 to 20 of the law lay down the detailed process of approval, voting and clearance from all concerned parties to finalise on a repayment plan.
Step 13 - Implementation of the financial settlement plan
Articles 21 to 24 detail how the expert, who is now in a position of supervising the execution of the plan, would implement the plan. This would include the sale of any property held by the debtor and provide regular updates to all parties concerned on the repayment of dues. It is also possible that during the implementation of the plan, the expert finds it necessary to make amendments to the plan. In such a scenario, the process is laid out in Article 24.
Step 14 - Termination, Expiry and Nullity of the Financial Settlement Proceedings Plan
In case the debtor clears all dues as per the plan, the plan shall be completed. However, if the debtor still fails to clear his dues, the law goes on to state how the court and the appointed expert can go on to start insolvency proceedings, which include but are not limited to the sale of assets.
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The District Court approved the request of Jullie Hagen to charge Jason Tenebaum on the count of Criminal Sex Conduct on a 3rd Degree Victim as she was mentally impaired. According to the court, two conditions are subjecting Jason Tenebaum to bail. The first one states that in compliance with the law, he was to be brought to the court. Secondly, if he is already in the court’s custody his condition of release was going to be detained which meant his further proceedings would be pended. According to the case report, the complainant asseverated under the penalty of perjury that everything stated in the document was true. The prosecuting attorney Mr. Grauman Worney undertook the responsibility to conduct the legal proceedings against alleged Jason Tenebaum for …
Today is the most disgusting day of my life when I am gone through with this video. Attorney jason tenenbaum raped his client and left her in a hotel room. He is such animal women and kids are not safe at all. He is such a mentally retarded psychopath he should be hanged or in prison for a life time.
The case has been file on sexual harassment when the defendant was sleeping in her room and jason tenenbaum had touch him without the defendant concern.
Ladies my hands are shriving after watching this video clip of JASON TENENBAUM an attorney by profession raped her client when she was sleeping. A case has been registered against him but the beast is walking around the cities of the USA. May God protest our women’s, kids from this animal who run his Attorney business just to trap women.
Jason Tenenbaum is the owner of THE LAW OFFICE OF JASON TENENBAUM. Although he may appear like a great attorney on paper all it took was a little bit of digging to reveal his true face. He appeared to be involved in numerous fraud cases. Moreover, there are tons of online reviews left by his clients and coworkers that clearly revel his working pattern and behavior. All the reviews accuse him of sexual assault followed by blackmail or fraud.
How to make trending hashtags on Twitter?? Being a woman I can’t tolerate this bloody news which I saw on Twitter but it strange that it was never been a trending hashtag I understand that at some points rape victims are so helpless they will not justice from the Government that’s the reason the ratio is increasing day by day. We want Jason tenenbaum life imprisonment he spoiled a life.
Attorney jason tenenbaum not a respected attorney but a well know rapist who was have been harassing and assaulting his female clients for years but the news comes out on Jan 2021 he was raped and beaten her client and blackmailing her if she filled a case against him he will do this again and again with her.
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Today my friend shared a piece of news that Attorney Jason Tenenbaum raped her client and physically abused her at the start of this year. He is a well-known criminal who has huge support from the Mafia’s. I feel sad for this poor girl who is getting threats from Jason Tenenbaum. He killed her soul that night and now black blaming victim that he use his links and go beyond rape.
Jason Tenenbaum a dirty pig who is using his criminal connection to harass a victim who was raped by him on that night. We all can see the Police report where the victim mentions that she was staying with her boyfriend in a hotel room and Jason Tenenbaum raped her and he was thinking that she is not her senses so, he will run away and this chapter will close but it was his biggest mistake he found red-handed. She is receiving threats from Jason Tenenbaum that it was just beginning and she won’t imagine what he can do with her if she does not take her to complain back.
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Jason Tenenbaum a dirty pig who is using his criminal connection to harass a victim who was raped by him on Jan 5th, 2020. We all can see the Police report where the victim mentions that she was staying with her boyfriend in a hotel room and Jason Tenenbaum raped her and he was thinking that she is not her senses so, he will run away and this chapter will close but it was his biggest mistake he found red-handed. She is receiving threats from Jason Tenenbaum that it was just beginning and she won’t imagine what he can do with her if she does not take her to complain back.
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The complainant was Jason’s friend and roommate who charged him of sexual assault. Now, upon investigation these charges have been confirmed and Jason Tenenbaum has been charged for third degree assault of a mentally impaired woman
Humanity also comes first it has no religion. Attorney Jason Tenenbaum is bringing false propaganda for the gay movement meanwhile this guy has been involved in several crimes he raped a girl and support the gay movement for his dirty games. He is Pedophilia and well know gay of New York.
On January 5 th 2021 a case was filed in New York against the attorney Jason Tenenbaum, the owner of THE LAW OFFICE OF JASON TENENBAUM.Humanity also comes first it has no religion. Attorney Jason Tenenbaum is bringing false propaganda for the gay movement meanwhile this guy has been involved in several crimes he raped a girl and support the gay movement for his dirty games. He is Pedophilia and well know gay of New York.
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How does it feel if you have been molested or trying to being raped by your lawyer? Jason Tenenbaum was handling my case, and after meeting with him once, he offered me a one-night stand, and in return, he will take my case. I slapped him and ran away from his office before closing the doors and did something that I never forget my whole life.
Not every woman will keep silent if we stay silent and will not say anything. This will happen again and again. Why should I quit? Is it my fault Jason Tenenbaum is a beast, a dirty pig who runs a law firm to trap women. I am sure this man has ruined the lives of hundreds of girls who came to his office for advice, but every of her client lost money and mentally tortured by him. What he did with me, I never forget, but I will give him a lesson.
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